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Title: Exploratory Study of Agricultural Credit and Possible Intervention Through SHG in Latehar Mahuadanr Block of Jharkhand
Authors: Kujur, Praveen
Keywords: Thesis Tuljapur
Kulkarni, Anjali
India - Agricultural Credit
Agriculture - Development
Issue Date: 2016
Publisher: Tiss Tuljapur
Abstract: An exploratory study on agricultural credit was undertaken, because the flow of agricultural credit to the farmers are not feasible and profitable in that particular place namely Mahuadanr block Latehar district of the Jharkhand state. There is very few number of financial institutes are available in that place i.e. a State Bank of India, a Regional rural Bank, post office and a LAMPS. According to the census 2011 the total population of that block is 74732 and most of the people are engaged in farming activities, where percentage of Schedule Caste and Schedule Tribe is 3.20% and 78.68% respectively. So that as figure mention above shows that the major population is belong to Schedule Tribe who are mostly engaged in agricultural and allied activity. But due to lack agricultural infrastructure and inefficient flow of agricultural credit, the farmers are facing many problems in agriculture like irrigation facilities, fertilizer, pesticide, high yield seed etc. and so that the farmers are unable to make any saving they just get returning only for consumption purpose from agriculture. The objectives of the study, to explore the agricultural credit problem facing by the farmers and what are the major cause of problems. Which will help to suggest the possible intervention to overcome from the problems. The methodology used to reach to the objective of the research is non probabilistic sampling of respondent, so that it gives the chance to choose the respondent according to objective of the research. The sample size of research is 50, the 10 respondent are taken from each village, and the number of village is 5 from a panchayat (Chainpur).
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